Have you considered consolidating credit card debt? If high rates on multiple cards is slaughtering your finances, this may be a choice for you. When you go about consolidating credit card debt, you get one lower payment per month.
There are four ways to go about consolidating credit card debt.
1. Take out a home loan. A mortgage is a 2nd, third, or even fourth against the value of your home. You pay off all of your credit cards and secondary debt and make one payment to the bank. There are a …